     Christine Baker (Admin) | Saturday, February 03, 2001 - 11:01 pm 
Next week I'll be camping in the desert, but when (or if?) I get back I'll try to get another update from Fair Isaac.
Obviously, I'll inquire about the new NextGen Scores. But since I expect that many creditors will continue using the FICO Scores, possibly for years, I'm going to attempt to get some answers from the source.
I'm mostly looking for SIMPLE yes/no questions, they won't give me the formula. |
| John Shimmer (Jshimmer) | Monday, February 05, 2001 - 04:32 am
FYI: My mortgage broker (www.pioneermortgage.com) pulled my residential report about 1.5 weeks ago (refinancing my house). The FICO scores were the new NextGen scores and reasons codes, not the old style. |
| Christine Baker (Admin) | Monday, February 05, 2001 - 08:44 am
In that case, I hope by the time I get back somebody has posted the new FNMA/FHLMC NextGen guidelines. Wouldn't it be good to know where we're supposed to be to get that mortgage? |
| Christine Baker (Admin) | Wednesday, February 21, 2001 - 12:10 pm
John, what are the NAMES of those new scores for TU and Experian and what are the minimum scores for FNMA/FHLMC? |
| Christine Baker (Admin) | Wednesday, February 21, 2001 - 12:15 pm
Question 1:
How does the failure to report the credit limit (Citibank, Capitol One and others)impact on credit scores?
Question 2:
How is the "Date of status" on Experian reports utilized? |
| Shylock (Shylock) | Thursday, February 22, 2001 - 01:19 pm
Are people with serious delinquencies or derogatories placed on a separate scorecard? What is the maximum you can score on that scorecard?
Are people with bankruptcy on a different scorecard from people with serious delinquencies? What is the maximum you can score on that scorecard? |
| Christine Baker (Admin) | Thursday, February 22, 2001 - 02:13 pm
Question 3: Shylock's posting above. That's a really good question. |
