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The e-loan CreditXpert Score is 100% accurate ....

BayHouse Credit Forum: Fair Isaac FICO and NextGen Credit Scoring: The e-loan CreditXpert Score is 100% accurate ....
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Christine Baker (Admin)

Friday, May 11, 2001 - 03:41 pm Click here to edit this post
People are posting at other boards that the E-loan score is not accurate.

That Experian CreditXpert score is 100% accurate. Apparently people don't understand that the CreditXpert score is NOT the FICO score reverse engineered. It's just another score. It has NOTHING to do with FICO scores.

Experian wants a share of Fair Isaac's business, but I have yet to read about any lender using that CreditXpert score.

E-loan wants YOUR business that's why they're giving you that worthless score free of charge.

Tell your friends not to incur another inquiry for that "FREE" worthless score at E-loan.

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Christine Baker (Admin)

Friday, May 11, 2001 - 06:39 pm Click here to edit this post
I've seen a lot of CreditXpert/Experian joint advertising, but it's NOT Experian who developed that CreditXpert score.

CreditXpert is a subsidiary of Neuristics.

From

http://www.neuristics.com/About/about_us.htm

"Neuristics LLC is a privately held firm, with headquarters in Hunt Valley, Maryland.

See our subsidiary, CreditXpert Inc."

That's all there is ...

Equifax partnered up with Fair Isaac, Experian partnered up with CreditXpert.

The scores have nothing to do with each other.

Since CreditXpert scores are NOT required to obtain a mortgage, there is absolutely NO reason to get your CreditXpert score.


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