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Being Sued by Creditor Need Advice

BayHouse Credit Forum: Credit Q & A: Disputes - Collections - Chargeoffs - Bankruptcy - CCCS: Being Sued by Creditor Need Advice
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LR Myers (Lrmyers)

Saturday, January 20, 2001 - 09:46 am Click here to edit this post
I hope this is the right place to post this. I need advice. My husband was injured several years ago at work and had to have surgery. He was left with a permanent disability to his leg. He had to fight to get his workers comp and we nearly lost everything. We (stupidly) used our credit cards and then couldn't pay them. Nations Bank charged the account off 3 years ago. Today the Sheriff's Deputy showed up at my door serving me with papers saying some firm called Clarke-Jordan Financial L.C. is suing us for the original amount of the NationsBank account of $2,490.67 plus an additional $1,072.79 for interest and cost. My husband and I have never heard of this company. I thought they had to notify us before filing suit. Any help or advice would be appreciated. I need to know what our rights are. Thank you.

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Christine Baker (Admin)

Saturday, January 20, 2001 - 10:30 am Click here to edit this post
Your rights vary by STATE. Since the SOL probably hasn't expired, I don't think there's much you can do. I don't know about having to notify you BEFORE they file suit.

Another question is whether they can collect the judgment. Do you have assets?

Also, I moved the posting over here since this is the place for instant postings.


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