BayHouse
BayHouse Home BayHouse FAQ BayHouse Services

Forum   Topics   Tree View   Keyword Search
Credit Forum    CreditCourt Forum   2003 Credit Suit   CreditFactors   Order Credit Reports


FCRA Amendments of 2001- H.R.1176.IH - 3/15/2001 Referred to House committee
BayHouse Credit Forum: Credit Q & A: Disputes - Collections - Chargeoffs - Bankruptcy - CCCS: FCRA Amendments of 2001- H.R.1176.IH - 3/15/2001 Referred to House committee
Top of pagePrevious messageNext messageBottom of pageLink to this message  

Christine Baker (Admin)

Thursday, March 29, 2001 - 07:34 pm Click here to edit this post
The highlights I saw:

1) FREE report once a year

2) ability to contact bureaus and request reports via web (all 3 offer on-line ordering already, but refuse to communicate via e-mail)

3) credit scores, factors and explanations included

4) Shorter reporting for collections of debts $100 or less under certain conditions

5) Something on the FTC producing reports about CRA compliance
Top of pagePrevious messageNext messageBottom of pageLink to this message  

Ann (Momof3)

Friday, March 30, 2001 - 04:53 am Click here to edit this post
Well these all seem like good improvements. I think they also need to address paid/unpaid collections. I truly believe that scoring should be calculated differently for paid versus unpaid. I think you should receive more credit if the collection is PAID.

Add a Message


This is a private posting area. A valid username and password combination is required to post messages to this discussion.
Username:  
Password:



Topics     Tree View     Keyword Search     Program Credits   Administration

Credit Forum    CreditCourt Forum   2003 Credit Suit   CreditFactors   Order Credit Reports