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ALERT: The Experian on-line report can be viewed only once!

BayHouse Credit Forum: Credit Q & A: Disputes - Collections - Chargeoffs - Bankruptcy - CCCS: ALERT: The Experian on-line report can be viewed only once!
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Christine Baker (Admin)

Friday, March 30, 2001 - 04:53 pm Click here to edit this post
I called Experian and finally got to Nancy who advised that my client could certainly see that report again, ONCE, for another $8.50.

I can't post what I'm thinking about those vultures at Experian.

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Ann (Momof3)

Saturday, March 31, 2001 - 12:48 pm Click here to edit this post
Well that is unbelievable. I do however have a little tip regarding Experian. "IF" you have been denied credit and their agency was used, you can request your free report, and you can continue to request and receive your free updated report during those 60 days. I did this a while back and received 3 updated reports during the 60 days. Maybe it is a little bug they haven't caught onto yet but it worked for me. I did however try to get "another" free report but my 60 days had ran out the day before, so new report, but it did work 3 times following the orginal denial.

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Hal (Hal)

Monday, April 02, 2001 - 12:29 pm Click here to edit this post
I found that out also Christine. Luckily, I am a little paranoid, and always print out information like this, so I also had a hard copy.

One plus though; if you have been denied credit, I believe Experian does simply accept your indication of this and provides the report online.

The other two agencies do not offer online for free if you have been denied credit.

What irritates me is TU, you can order online, but not view online.

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Maurice (Maurice)

Monday, April 02, 2001 - 03:25 pm Click here to edit this post
TU has an online service known as
creditability.com. For about $47, you get
two online reports and a year's worth of monitoring.

From my experience, the monitoring works well. I believe, however, that they should provide you with more than two reports at the $47 price point.

http://www.creditability.com

You also can get a free TU report here:

http://www.worthknowing.com

Worthknowing's 0-100 scale for credit scoring is lame, but at least you get a free report.


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