Forum
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| | Monday, February 19, 2001 - 01:10 pm http://www.scstatehouse.net/bills/3553.htm "If any payment required to be made on or before a prescribed date is delivered after that date by the United States Postal Service to the payee, the payment is deemed to have been received by the payee on the date of the Postal Service's postmark stamped on the envelope or other cover in which the payment is mailed." It would be nice to see this kind of legislation passed nationwide. No more lates due to credit card companies posting your payments two weeks after they receive them...
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| | Monday, February 19, 2001 - 02:40 pm THAT is nice! This definitely should be nationwide.
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| | Wednesday, February 28, 2001 - 11:32 am I have to wonder about those clauses in most credit card agreements, usually something to the effect of "This agreement is wholly enforceable in accordance with the laws of the state of Delaware", or something similar. Does anyone know if the creditor has to comply with the statutes of the state the debtor lives in or do these clauses supercede local statutes as you signed an agreement to this effect.
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| | Wednesday, February 28, 2001 - 12:35 pm Apparently many times the customer's STATE law prevails as you can see by the different clauses for various States in the card agreements. "New York residents: ...." I would HOPE that this South Carolina bill would override Delaware laws, otherwise it would be rather pointless.
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| | Thursday, March 01, 2001 - 12:24 am Thought we'd discussed that before: STATE - Which SOL (Statute of Limitations) applies: Your State's or the creditor's?
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