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     | Friday, March 10, 2000 - 09:20 pm  (Resolved 166.72.215.122 to slip-166-72-215-122.ca.us.prserv.net) If anyone like to have a trade line added to their credit file please give me a call i can help you. 714-403-4959 ANYTIME It will take about 10 days for the trade line to show up on your credit file. Robert
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| | Sunday, March 12, 2000 - 03:16 am Has anyone called yet? Hope to get some reviews of this "service" ...
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| | Sunday, March 12, 2000 - 02:17 pm (Resolved 32.101.177.28 to slip-32-101-177-28.ca.us.prserv.net) I call i am going to give him a try to see if it will work.$150.00 One trade line not bad.
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| | Sunday, March 12, 2000 - 05:11 pm Please let us know how it works out!
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| | Sunday, March 12, 2000 - 09:31 pm Really, really sad.
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| | Sunday, March 12, 2000 - 10:20 pm I agree! It's very sad. So sad that we're supposed to waste so much time, energy, and money on *good* credit. There are so many better things to do!
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| | Monday, March 13, 2000 - 03:41 pm (Resolved 166.72.215.3 to slip-166-72-215-3.ca.us.prserv.net} Robert did everything he said it is on my Trans Union report.
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| | Monday, March 13, 2000 - 09:42 pm And what's that? A report to ONLY TU of what? I'd like to see some details: Is this an tradeline history? What type of account? High limit? Balance? Will this be an ongoing monthly reporting? For how long?
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| | Monday, March 13, 2000 - 10:44 pm (Resolved 32.101.177.212 to slip-32-101-177-212.ca.us.prserv.net) The tradeline is a Loan high limit of $10,000 Balance 0 Closed account Two year pay history. My husband sent over his info to get a trade line put on his report.
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| | Tuesday, March 14, 2000 - 09:35 am If your husband already had the info then why did'nt he insert it himself free of charge? Or am I understanding this incorrectly?
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| | Tuesday, March 14, 2000 - 09:42 am The husband is sending over his social security number and other information that will be necessary to add a fake tradeline onto his credit profile.
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| | Tuesday, March 14, 2000 - 09:58 am Is this the same person talking though? Above it says: "Robert did what he said he would do, it is on my TU report" So if that is the case, then the person speaking of husband sending info over must be another client. Both are posting as Anon so it appeared as though the same person was contradicting. On a personal note. I hate to see someone pay for posi credit. If they have bad credit or no credit then working to resolve it and build it legally should be done. If the credit is negative but accurate then ADR (Alternative dispute Resolution) could be done to improve the lines. If it is no credit the person has, then build it as most do by starting out with a few small trades, secured cards and work your way up. Anything that seems too easy, seems like trouble in the long run. Unless of course the building of the trade would be something like Creditsense does. He loans people money and then they pay it back and he reports it. Adding bogus-fake trades will probably have defects.
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| | Tuesday, March 14, 2000 - 10:20 am (Resolved 32.102.50.217 to slip-32-102-50-217.ca.us.prserv.net) The trade lines i add are approve by all credit bureaus if not they would shut my service off. Robert Remember large companys sell trades all the time.
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| | Tuesday, March 14, 2000 - 12:07 pm I don't understand this at all. The credit bureaus approve the addition of fake trade lines?
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| | Tuesday, March 14, 2000 - 12:22 pm Personally, I think I'd save my money. The CRAs are reading this forum. I think there's a good chance that they'll figure out what's going on and these tradelines are removed. Robert might have been contacted by the CRAs posing as consumers already.
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| | Tuesday, March 14, 2000 - 12:26 pm This is the way I imagine it works, you just impersonate a creditor: 1. You join one of the bureaus as a "Creditor" member of the bureaus, allowing yourself to report credit to the bureaus 2. You report whatever the client wants as a trade line, just like a regular creditor would. 3. Presto, instant good credit (on that trade line, anyway) for that person. Sounds ingenious, the CRA's aren't likely to investigate every creditor to see if it actually grants credit for every tradeline. They take the creditor's word. I don't think I approve, but I always admire creativity. But I wonder how the FCRA requirement for accurate credit reporting is dodged? I suspect there is a violation there. The above is just a guess....Rodger, can you confirm? If I'm right, it does speak to the flawed mechanisms of the system.
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| | Tuesday, March 14, 2000 - 06:32 pm I recall reading that it is quite expensive to become approved by the CRAs, including visits by the CRAs to inspect the business premises. Would somebody start this "reporting business" for the purpose of selling fake tradeline reporting? And if someone really is in business of being a creditor, why jeopardize everything by publicly advertising fake tradelines? Of course the CRAs don't investigate every creditor, but I'd expect them to investigate creditors who publicly advertise fake tradelines. But then again, as long as they get paid, they might not care at all.
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| | Tuesday, March 14, 2000 - 06:59 pm (Resolved 166.72.215.21 to slip-166-72-215-21.ca.us.prserv.net) My number is 714-403-4959 my line is open all the time. I call Ms Feathers today but they don't answer the phone. When i sign up with the bureaus over 10 years ago i told them the reason was to sell lines of credit all 3 approve of it.There is nother illgal about what i do. About fake trade lines. Mindspring.com bought a trade line from Allstate insurance to get started if you don't agreed check their DNB report. I don't impersonate a creditor i have a business that the credit bureaus came out and inspected.
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| | Tuesday, March 14, 2000 - 08:46 pm You should be aware that under the Financial Institution Recovery, Reform and Enforcement Act (FIRREA) that actions such as adding tradelines like this can be grounds for civil forfeiture of anything that money goes into. For example let's say you lie on a loan application to get a loan. You pay faithfully and well for 2 years, make a lot of profit and use that profit to buy a big business or an apartment building. If the federal government finds out they'll just come along and seize your apartment building. The burden of proof is entirely on the accused and whoever rats you out gets a 25% kickback of whatever the feds seized. Nice setup. Want more info? Suggest you go to this site and you can read the case law. Just search for FIRREA.
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| | Tuesday, March 14, 2000 - 09:19 pm (Resolved 166.72.122.126 to slip166-72-122-126.ca.us.prserv.net) It look like you do not understand how trade lines work.To get a trade line you do not fill out a application for one. The credit bureaus say if you subscribe to us you can submit negative or positive trades to us. Lets say you want a trade line i type in your info and submit it to the credit bureau 2 things will happen they will APPROVE IT OR REJECT IT.
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| | Tuesday, March 14, 2000 - 10:14 pm I have no messages from anon. Why are you calling me anyway? Did you want to discuss something? You can certainly call our corporate office anytime at the number on our site.
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| | Tuesday, March 14, 2000 - 10:48 pm (Resolved 32.101.176.249 to slip-32-101-176-249.ca.us.prserv.net) I did in went into a leave your name an number bullshit. They call that screening your calls.
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| | Tuesday, March 14, 2000 - 10:51 pm Sean has correctly advised us: "let the buyer beware." Indeed, the service offered is clearly a deceptive act. It triggers Section V of the FTC Act, all State UDAP Acts, and is a scheme which would be prosecutable under Federal Civil and Criminal RICO statutes. This board has helped many people. It represents a voice of honesty of aggrieved consumers. A large following of "credit impaired" consumers has formed. Even the CRAs and the FTC monitor this site. Perhaps those of us who have been victimized might entertain "buying a tradeline," however, the best (and only) approach is to take the high moral ground and completely ignore anyone posting clearly illegal activity. It matters not how this person accomplishes his "service," the end result is a deception. Do not call a tel number which offers an unlawful service.
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| | Tuesday, March 14, 2000 - 11:42 pm Why do you want to contact Ms. Feathers anyway? You never did say why? Curious.
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| | Wednesday, March 15, 2000 - 12:13 am (Resolved 32.101.176.249 to slip-32-101-176-249.ca.us.prserv.net} Sean Would you like to debate this issue with the credit bureaus that what i am doing is deceptive. Lets meet face to face and go to Trans Union and you tell them what you are telling me.And back up your claims that i am doing illegal activity. Step forward don't hide behind your computer i SUE people like you.
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| | Wednesday, March 15, 2000 - 12:19 am (Resolved 32.101.176.249 to slip-32-101-176-249.ca.us.prserv.net) The reason i wanted to contact Ms Feathers to tell her to back up her story that i add bogus-fake trades. I am only 7 blocks from where you work i can get the papers serve on you for making a FALSE statment about me. It is your choice STOP POSTING ABOUT ME.
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| | Wednesday, March 15, 2000 - 12:27 am If I am reading this correctly, Ms. Feathers only asked one or two questions about your service. I think anyone has a right to ask details of adding credit lines. In addition, you sir are calling from a cellular phone out of anaheim. What kind of business is that? Why don't you list your business name and address or website? You make yourself seem a little suspicious. You apprently did not read the posts. I only see her commenting the same as the others did, with general questions. Why so hesitant to be upfront and honest?
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| | Wednesday, March 15, 2000 - 01:01 am (Resolved 32.101.176.249 to slip-32-101-176-249.ca.us.prserv.net) I will debate the issue with anyone about me adding trade lines. I be more then happy we all go down to Trans Union and let the credit bureau tell you how it works. On Duns an Bradstreet reports Big companys add trade lines every day to peoples business credit report. Here is a few that sell trades lines. Allstate Insurance Bankers Insurance Pac Car leasing Ryder Leasing Southern Life Insurance The list goes on an on The best i can tell no one on this board has every bought a trade line.
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| | Wednesday, March 15, 2000 - 03:48 am I don't believe for a second that Robert reports to the credit bureaus. DON'T send him money! No last name, no business name, a cell phone ...
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| | Wednesday, March 15, 2000 - 06:41 am I sue people like you. (yawn) I talk to Bill Lockyear about people like you. Of course he may be too busy to handle the matter, but you never know. As for civil asset forfeiture, believe me that has NOTHING to do with credit reporting agencies and they need no proof of guilt. Just probable cause. If you don't believe me I suggest you start by reviewing United States v. One 1977 Cherokee Jeep, 639 F.2d 212 (5th cir. 1981)
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| | Wednesday, March 15, 2000 - 06:46 am BOBBY ALERT! If you all are not familiar with Bobby... then let me warn you. Do not give him the time of day. He is and has been investigated by the FBI, and moves from forum to forum spreading his bogus services. Numerous webhosting firms have had to shut his website down due to pressure from the FBI. Last we heard, his phone number was a cell phone located in Las Vegas, and yet he has told us he works out of Mexico. Caveat Emptor. Also, he tends to trash the reputations of the forums he visits, so beware Christine. His ilk also hangs out at: http://www.excelsiorfinancial.com Hey Bobby... I bet Christine captures IP Addresses here. COOL
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| | Wednesday, March 15, 2000 - 09:43 am yep, cell phone registered to Robert (Bobby) out of Anaheim 714-403-4959
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| | Wednesday, March 15, 2000 - 01:45 pm Is this Robert Campbell? I've heard stuff about this guy all so. Just curious if this is the same guy.
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| | Wednesday, March 15, 2000 - 05:50 pm No, this is another Robert. That Robert Campbell is in San Diego. This is Robert (Bobby) in anaheim at the cell phone number he displayed. He will be limited now in his scam offers. IP's are posted and other credit board started posting IP's publicly today. Gets rid of losers like this guy.
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| | Wednesday, March 15, 2000 - 08:23 pm My laugh of the day: Robert just sent me this E-mail, from the ANONYMOUS hot mail account "555555 555555" <c909@hotmail.com>: To: web@bayhouse.com Subject: Owner Hello I am Robert who post on your board on services that i offer it look like someone trying to slander my name and the services i offer. As board operator i am asking you to delete my posting and the negative posting about me AT ONCE I hope you will do this If you decide not to i have no choice to ask that your I.S.P. be cancel. Thanks Robert And here's my public response to Robert: Robert, you're nothing but an ANONYMOUS slime bag who's defrauding desperate consumers. You'll ask my ISP to cancel? I doubt it. We'd finally know who you are. And to everyone else: I could have just moved Robert's initial posting to Spam or Ads. But I suspected he was scamming consumers, so I decided to check him out. After reading the postings in this topic, I would hope that only an undercover investigator would send him as much as a penny. And, unless Robert posts his REAL last name, business name and address (verifiable with the CRAs), Robert's posting privileges at the BayHouse Forum are hereby revoked. Christine e-mailed to "555555 555555" <c909@hotmail.com>
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| | Wednesday, March 15, 2000 - 08:38 pm (Resolved 63.255.56.95 to LSANA070-1111.splitrock.net) I hope this address is correct. My Lawyer will pay you a visit this week also i have forward your info over to the people that issue you your domain. Lets fight fire with fire. I hope you have plenty of MONEY I DO Baker, Christine (CB8878) chris@BAYHOUSE.COM BayHouse WWW 297 El Camino Real San Bruno , CA 94066
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| | Wednesday, March 15, 2000 - 09:02 pm You know why he wants it deleted? Because he publicly claimed to be able to add made up trade lines. The FBI is probably watching this site as we speak and are watching him. The CRA also visit this site. The other CreditBoard took down all his postings and put in place an IP tracker. See what happens when you are a fraud! You have moved around from board to board and have had over seven websites shut down because of your illegal methods of attempting to steal from consumers. Your CRA contract that you claim to have is a joke.
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| | Wednesday, March 15, 2000 - 09:26 pm The email address (c909) is one he used often on his cheap free websites hosted at places like freeyellow.This is a definate indicator that Robert is Bobby!
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| | Wednesday, March 15, 2000 - 10:23 pm Unfortunately, Creditnet archives are currently unavailable, otherwise you could go files from October 1999 and see the battle that occured with Bobby and many of us on that board. And Bobby, I know it's you because the e-mail address is the same. Bobby was asked numerous times for the following information: a fixed business address (street address), a fixed phone number (land line), company name, and agent for service of process. None of the information was ever given, but threats and numerous four-letter invectives were. He also claims to be a private detective in Mexico. However, I've called the Mexican Consulate in Los Angeles and they have told me that the license number doesn't exist. I also know that Bobby has posted numerous falsehoods about me on various BBS saying that I am a credit doctor and that my name is blacklisted with the credit bureaus (sound familiar?). Considering that I don't run any type of credit repair business, it is a laughable claim, but it demonstrates how this person operates. Christine, thank you for evicting him from your board.
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| | Wednesday, March 15, 2000 - 10:53 pm His Imagination tells him what he is from day to day! He is the most pathetic exuse for an imposter I have yet to see. He hits every board he can with his claims of adding trade lines. Then he slanders anyone offering advice to people. Robert, you are an absolute idiot. Get a real job!
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| | Wednesday, March 15, 2000 - 10:58 pm (Resolved 166.72.215.210 to slip-166-72-215-210.ca.us.prserv.net) curiouser and curiouser i hope you don't get mad at me when i post Christine Baker credit report and SSN# License plate # I gave Christine Baker a choice to remove the negative info about me she decided not to. Like Al Bundy said lets ROCK.
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