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     | Friday, January 07, 2000 - 04:08 am  ADDING UNREPORTED LOAN?? Is it true that the credit bureau will add my personal loan positive credit if I just tell them about it? I heard that I can phone or mail the credit bureau evidence of a personal loan to my credit file. (in my case from a small car dealership that did it's own financing). The dealer has written me a letter stating that it sold me the car on credit (50% down, 5,000$ financed over 2 years, all payments on time) and I heard I could mail this to equifax or transunion along with a personal letter and get them to add this to my file to develop some history. thanks for your help! sterlingdesmond@usa.net
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| | Friday, January 07, 2000 - 07:01 am I contacted Experian and they have assured me that they will not add information like that. They insist that the people be subscribers before they'll add their information.
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| | Friday, January 07, 2000 - 09:45 am In order to report credit information, you have to become a member (paying member) of the service, as well as meet certain requirements. And even if a credit has signed up with the CRAs, they still don't have to report if they don't want to. It's all voluntary.
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