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10/1999 to 01/2001: Credit Reporting, FICO Credit Scoring, Disputes, Collections, Charge-offs, Bankruptcy, CCCS

BayHouse Credit Forum: 10/1999 to 01/2001: Credit Reporting, FICO Credit Scoring, Disputes, Collections, Charge-offs, Bankruptcy, CCCS
"In keeping silent about evil, in burying it so deep within us that no sign of it appears on the surface, we are implanting it, and it will rise up a thousandfold in the future. When we neither punish nor reproach evildoers... we are ripping the foundations of justice from beneath new generations."

Alexander Solzehnitsyn


CreditFactors - the Reference & Resource Forum

 SubtopicMsgs  Last Updated
What's wrong with CCCS? 28   04/14 07:23am
Credit Repair AGency 3   03/22 07:27am
Junum.com Experiences 22   03/19 06:56am
Epinions.com - The Web of Disinformation -- Corporate Lies and Propaganda 20   03/03 06:45pm
Who's that Creditor? 23   02/05 04:13pm
Does anyone have an example of a cease and decist letter? 4   01/29 04:34pm
Transferred account, will this cause a problem 8   01/26 06:58pm
Best place to get a merged report with scores? 2   01/26 05:28pm
My Experience with Lexington Law Firm - long - very mad - sorry to ramble 4   01/26 01:34pm
Please post NEW topics in Credit Q & A - Discussion 1   01/26 11:08am
It should be called NOTworthknowing your score 11   01/25 12:42pm
Fleet Bank Credit Cards?? 17   01/25 10:48am
Trying to up the FICO Scores for mortgage 20   01/23 08:56pm
Scam Alert - www.acu4credit.com 1   01/22 03:36am
TrueCredit.com 11   01/22 02:39am
Gas Cards 9   01/22 02:13am
NextGen FICO® Scores 9   01/18 01:40pm
Help ASAP! Mortgage and FICO & what to expect next year 16   01/18 10:48am
Finance Company 3   01/18 05:07am
More evidence that credit scoring is still a crock 2   01/17 09:20pm
What Report Does XYZ Bank Use? 3   01/17 05:43pm
Effect of paid judgment 32   01/16 05:04am
Fair Isaac ADMITS that FICO scores are TOO LOW for many people 4   01/15 11:26pm
Does somebody like Datek On-Line decline an account because of a bk? 4   01/15 10:08am
Where do I start? 6   01/13 04:41pm
Equifax/Fair Isaac to offer credit scores 12   01/13 04:13pm
Any California lawyers here?? 3   01/13 12:28pm
Automatic Billing by Credit Card Companies 9   01/13 11:03am
Is the report received by creditors same as received by us? 20   01/12 05:06pm
Doug Pratt - FICO Credit Scoring victim ready to sue 28   01/11 10:28am
Re-Disputing a paid charge-off with wrong dates 5   01/11 06:16am
Charge off sold to collection agency 0    
Credit card offers 1   01/10 06:34am
Robinson's - May Company In-House Collectors Hall of Shame 2   01/09 09:38pm
HELP 4   01/09 05:35am
The 1099 fiasco... 19   01/09 05:32am
Getting married with bad credit? ( WA State) 9   01/08 04:39pm
Has anyone seen derogatory data show up on a credit report AFTER 7 years due to the EXEMPTIONS in the FCRA? 1   01/07 03:08pm
I should know this, or a way to find it... 14   01/04 08:49am
7 year old charge off: 1   11/06 08:17pm
Please use a DESCRIPTIVE subject (WHAT and WHERE) for new topics so your postings can be found! 1   01/03 09:00am
Off topic - are any experts on search engines and submission software reading here? This forum needs to be FOUND! 2   12/29 01:55pm
Credit Scores Mandated by California, maybe USA 1   12/29 09:31am
Qspace.com - online EXPERIAN credit report (BayHouse Affiliate) 20   12/28 04:11pm
Bankruptcy Reform 26   12/27 11:35am
Can I purchase and collect debts owed to consumers by CRAs and creditors for incorrect reporting? 4   12/18 11:45am
A company called Credicorp is towing the line on deceit... 4   12/17 11:11pm
Lexington Law Firm Update 11   12/11 05:30pm
Secured card reccomendations? 36   12/11 10:20am
MATCH Reporting against Merchants 2   12/09 08:45pm
Trans Union scores to be made available 2   12/08 08:25am
Which way do i go 2   11/26 04:56am
Disputing automatic debits - is American Express always so much better? 3   11/25 11:53pm
Credit Reports Questions and Life Story Comments?? 7   11/25 08:29pm
Renter, Homeowner & Auto Insurance 50   11/19 02:25pm
Snag in ch7 meeting of creditors... 20   11/17 07:45am
Who is more consumer friendly: Bush, Gore or Nader? 9   11/08 09:14am
Secured Card 9   11/02 06:06am
HELP! PLEASE! Time (I think) is running out! 4   11/02 04:31am
A suggestion perchance? 3   11/01 09:51am
Interesting article on GMAC & NMAC & auto dealers lawsuit 3   11/01 07:30am
Venting --keeping correct info is a FULL time job 8   10/31 11:49pm
NEWAY 3   10/30 07:06am
Maybe some Help - A Long Post 6   10/29 09:13am
Lawyers in the Philadelphia metro area? 2   10/29 06:58am
Read THIS Biography, everyone ! 2   10/27 06:54pm
NY Times article - shady car loan practices 2   10/27 10:03am
Has anyone actually looked at bankruptcy.org?!?! 5   10/25 06:14pm
Equifax Risk Management 7   10/25 03:04pm
FCNB = BLECH. 3   10/23 07:38pm
Christine -Mortgage late questions 6   10/17 08:36pm
Dear Tjc 1   10/17 04:17pm
Oh man, another SCAM? AmeriDebt non profit credit counseling 1   10/13 04:22pm
Amex Turn down, but a lie!? 12   10/13 03:02pm
The credit reports and credit scores for Bush, Gore, Nader and Buchanan 2   10/12 01:31am
A fundamental question--Authority to Report? 17   10/11 04:54pm
WorthKnowing.com - Not Worth Trying 7   10/11 04:20pm
How do you get the credit reports FAST when you DON'T have a credit card? 6   10/11 11:09am
Option One Mortgage 3   10/10 07:13pm
American Express 3   10/10 10:27am
Chexsystems article on MSNBC.com 3   10/08 04:07pm
Requested reports from all three CRA's... 1   10/07 04:03am
Compu Bank 2   10/06 11:47pm
Health Insurance Question 2   10/04 12:49am
Lexington Law Firm..? 2   09/23 11:56am
Bank Of America revises it's chexsystems practices. 5   09/30 01:03pm
Accounts receivable factoring company 2   09/29 10:38am
Prepaid Cards 1   09/26 07:24pm
Ameritech fined 1.5 million for bad credit reporting 1   09/26 01:08pm
FREE informative report on credit Cards 3   09/20 10:48pm
Credit Fraud 3   09/20 06:01pm
Here's my Junum.com update 10   09/20 05:32pm
Providian Policy: We do not reaffirm. Period. 7   09/20 08:53am
Who is paying off the FTC? 13   09/19 12:59pm
Pissed at NextCard 4   09/17 12:32am
Credit Check for New Cell Account 2   09/14 11:51pm
The "Big Three" Credit Bureaus Busted by the FTC 7   09/12 10:30am
Co-Signer To Increase Chance of Obtaining Mortgage 4   09/09 08:39am
Denied for a Sears card... Got a Gold Visa 6   09/05 08:18am
Beacon score!! 2   09/03 04:57pm
Insurance Co. Inquiries 6   09/02 03:33am
Not my house 2   08/31 01:23pm
Wow, AMEX doesn't like getting paid! 4   08/31 07:21am
How Should I Handle This? 5   08/28 03:41pm
AMEX Optima On my credit report - P/L Writeoff? 2   08/28 04:09am
CANADA: Credit and Banking 3   09/17 12:11am
Inquiry slamming 23   08/25 06:50pm
MBNA 2   08/24 05:59pm
Reading my credit report... 8   08/24 07:09am
Wife's credit harmed by my personal bankruptcy? 6   08/23 05:43pm
Letter to my senator 3   08/23 04:30pm
Found 3 documents to help resolve fraudulent issues- 1   08/22 06:02pm
Christine's FICO is Fraud Article 4   08/22 01:37pm
ChexSystems Article re: Texas Atty General 5   08/21 03:23pm
1099-c FORGIVEN DEBT 2   08/16 04:49pm
First Time Home Buyer - Am I credit worthy? 2   08/16 09:33am
The Credit Store 7   08/15 02:52pm
I found a new credit site. 3   08/14 03:31pm
MBNA offering me an attractive deal - should I go for it? 11   08/14 11:31am
Two tips 17   08/11 03:53pm
Minnesota Lawsuit Against CRA and Furnisher 2   08/05 02:45am
Am I an "A" borrower? 13   08/04 06:39pm
Help with Mortgage Qualification 3   08/01 01:21am
Bankruptcy listings. 20   07/31 04:51am
Providian fined for unfair charges and deceptive practices 9   07/27 10:30am
How do companies have credit? 5   07/26 04:06pm
Another Newbie in Distress (How to get your credit reports FREE and WITHOUT a credit card) 15   07/20 02:29pm
Optima Secured Card 1   07/18 09:10am
Refinanced Car, 2 loans or 1? 2   07/18 08:02am
Optima Card question. 4   07/17 12:52pm
$1.3 Million Portfolio of Consumer Chargeoffs up for auction - 20% have documentation 1   07/13 09:51pm
Credit History VS Credit Report File 10   07/11 08:37pm
Has anyone used credit-search.com? 1   07/09 08:33pm
-Factoring Data- Inquiry? 11   07/04 09:18am
An overly curious CRA! 5   07/04 09:10am
Repossession Questions 16   07/02 05:37pm
Avoid Identity Fraud - use your ** PIN ** and change it as needed 3   06/30 04:10pm
This is total bulls**t! 10   06/21 12:23pm
EXPERIAN doesn't like BayHouse, is that a compliment? 1   06/26 02:23pm
Question regarding student loans.. 6   06/25 04:00pm
Some newbie questions 6   06/23 10:10am
Coast to Coast AM: A private investigator on privacy, marketing and the CRAs 12   06/22 07:22pm
How will utilizing PayTrust (or any other bill pay service) effect your credit? 10   06/22 03:10pm
Help evaluating an offer- 6   06/22 01:22pm
Another phone fraud targeting desperate people? -- National Consumers Benefit Club guaranteed approval MasterCard 10   06/15 05:18pm
ConsumerInfo.com - Get your FREE Equifax credit report (BayHouse Affiliate) 5   06/22 01:19pm
1099-C 2   06/22 04:20am
Q Space Question 22   06/21 07:07pm
Update on TU info posted in Two Cents 2   05/16 02:50pm
Experian News Release 2   02/03 04:34pm
Uncategorized Archive 5 201   10/07 10:41am
Uncategorized Archive 4 218   12/22 05:27pm
Uncategorized Archive 3 121   05/02 11:57am
Uncategorized Archive 2 151   04/25 06:39am
Uncategorized Archive 1 183   03/29 06:01am
CATEGORY: General Credit Questions 190   07/11 02:01pm
CATEGORY: Credit Disputes - Bankruptcy - Establish new credit 1874   07/30 01:07am
CATEGORY: FICO (Fair Isaac) Credit Scoring 580   12/28 10:33am
CATEGORY: Credit Scoring for (Auto) Insurance 81   09/07 08:23am
CATEGORY: Legislative and FTC News and Consumer Action 127   11/29 12:43pm
CATEGORY: Secured and unsecured Credit Cards (Capitol One, Next Card, Future Card, First - Credit Reports (no inquiry? credit scores? on-line?) - Repair (Lexington, Junum) 50   12/18 04:35pm
CATEGORY: Investing in bad credit paper - business 23   02/05 01:20pm
CATEGORY: Discussions on Morality, Ethics, Consumer Protection and Misc. 248   12/19 05:11am
CATEGORY: Advertisements 3   03/15 12:19am
The OLD Credit Forum 4   11/10 12:32am

CreditFactors - the Reference & Resource Forum


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