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     | Tuesday, November 09, 1999 - 03:59 am  My concern is for the growing trend of corporations retaining their rights to sue consumers, while mandating we consumers waive our rights to sue, rendering us with no where to turn when we are victimized. I fear that someday we will simply purchase an item (food, toys, prescriptions..) and find out after we are harmed that in small print on the packaging it says "you can't sue us!". Why are these companies allowed to place themselves above the very laws intended to protect us, rendering them useless, with no accountability or incentive to be responsible for their actions? "You can't sue us" notices are being put in small print and included in consumers billing statements (American Express, Exxon and other banks, credit card companies, insurance companies)which declare if you use their services you are waiving your rights to sue (including prohibiting Class Action cases) if a dispute arises, and must utilize their company arbitrator at your own expense. This is a way of placing themselves above the laws that protect us such as the FCRA and FDCPA which specifically ensures our constitutional rights to the court system. Contact your legislators and support H.R.2258, The Consumer Fairness Act of 1999" It is a bill to "treat arbitration clauses which are unilaterraly imposed on consumers as an unfair and deceptive trade practice and prohibit their use in consumer transactions." Additionally, ask your Congressional Representative to support H.R. 2856 "The Fair Credit Full disclosure Act" which will permit consumers to have access to their scores and "other predictive" measures. Http://www.consumeraid.org Http://www.consumeraid.org/beware.htm .
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| | Tuesday, November 23, 1999 - 08:53 pm I've been noticing this trend for a few years now. I'm wondering if I could upload a web page with MY terms and conditions and make them legally binding for companies I do biz with on the net. I'd like to state that MY terms overide theirs, and that by doing business with me, they agree. If I notify the companies via E-mail of my new terms and conditions, they probably won't respond, as usually. I could even print out the page and send it to my banks, etc. Did anyone ever try that? I had this client once who showed me how he crossed out certain lines with a light pencil in the "small print" that nobody ever looks at on the back of the contract, and nobody ever remarked on his deletions. Christine
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