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Reply to posting of consumers credit on this site

BayHouse Credit Forum: 10/1999 to 01/2001: Credit Reporting, FICO Credit Scoring, Disputes, Collections, Charge-offs, Bankruptcy, CCCS: Uncategorized Archive 2: Reply to posting of consumers credit on this site
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Credit Wizard

Sunday, April 02, 2000 - 03:52 pm Click here to edit this post
For the consumer that has their credit scanned and posted on the site I have your answer.

Credit inquiries!!!!!!!!!!
You accessed your credit report 3x in a 90 day period. 1 inquiry will gie you the maximum # if
points equal to 11. Any more than 3 will give you
a negative(-) of negative-7.
Thats why. Lay off the inquiries.

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Christine Baker (Admin)

Sunday, April 02, 2000 - 03:56 pm Click here to edit this post
I realize that inquiries lower the Scores.

However, I don't believe that anyone (including Fair Isaac) could state the specific number of points. I also don't really understand what you're saying.

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Greg Fisher, creditscoring.com

Sunday, April 02, 2000 - 05:13 pm Click here to edit this post
Credit Wizard:

Where did you get your information?

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Greg Fisher, creditscoring.com (Greg)

Monday, April 03, 2000 - 05:13 pm Click here to edit this post
http://detnews.com/2000/business/0004/03/f01-29143.htm

"But since Fair, Isaac does not share the way the precise amount or timing of inquiries can affect a score, rate-shoppers should still beware."

No specifics. The mysteries continue.


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