     Paco O Ortese (Exonexo111) | Tuesday, April 18, 2000 - 01:58 pm 
Hey, if someone pulls a credit bureau on you through, lets say equifax, will it show as an inquiry on all other bureaus or just equifax's bureau? Can anybody help? |
| Lynn Whealer (Lynnwhealer) | Wednesday, April 19, 2000 - 07:22 am
An inquiry only posts to a CRA if the lender applies directly to that CRA for a report. Equifax does not transmit the fact of an inquiry to Trans Union and Experian (and vice versa, all around).
This does NOT prevent a lender from actively gettting a report DIRECTLY from all 3 CRA's (thus an inquiry showing on all 3). This commonly happens with auto finance, and always with a mortgage application. Some credit card companies pull only one, but they may also hit 2 or all 3 of CRA's. You never know if they rely on 1,2, or 3 CRA's, as it is individual policy. |
| Paco O Ortese (Exonexo111) | Wednesday, April 19, 2000 - 10:56 am
Thank you very much Lynn, that was very helpful. |
