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Account Closed by Consumer not showing on Experian report

BayHouse Credit Forum: 10/1999 to 01/2001: Credit Reporting, FICO Credit Scoring, Disputes, Collections, Charge-offs, Bankruptcy, CCCS: Uncategorized Archive 4: Account Closed by Consumer not showing on Experian report
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E Burrows (Perseguidor)

Wednesday, May 31, 2000 - 07:02 am Click here to edit this post
I have 4 accounts on my report that I have closed. The other two bureaus show that they were closed at my request. Experian, used to show the same information, but now they don't. I wrote them about this and included old copies of their report with the information in there. They investigated this and have since sent me two copies of my report but the information is still missing. Can someone advise on this? I'm being dealing with this for the last 9 months. I am getting so tired of this nonsense. Any ideas?

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Christine Baker (Admin)

Wednesday, May 31, 2000 - 01:33 pm Click here to edit this post
Are they sending any type of explanation with the reports?

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E Burrows (Perseguidor)

Thursday, June 01, 2000 - 06:50 am Click here to edit this post
No. The reports only have my statement saying that I closed the account. When I call them they tell me that the accounts do show that they were closed by consumer's request but the copy of the report they send me does not show that anywhere.

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Christine Baker (Admin)

Thursday, June 01, 2000 - 11:07 am Click here to edit this post
Oh I see, I thought the entire account had disappeared. You don't need to worry as long as it doesn't state that the creditor closed the account.

Underwriters and Credit Scoring assume that the account was closed by the consumer UNLESS otherwise indicated.


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