     Morgan Appel (Downinsocal) | Monday, June 12, 2000 - 12:58 pm 
As the end of the fiscal year approaches, I have been engulfed by collectors (new ones) that want to meet some sort of deadline or another. Why is it that they refuse to conduct any buisness in writing? I told one that I could not receive personal calls at work, and she wanted my home number. I said, no, that I only do things in writing, which peeved her and she hung up.
Why won't these agencies conduct business in writing? Just curious.
My wife got so mad at one who persistently calls the house with attitude, she told the collector that I was not in, because I had to take the Rolls to get polished. However, as the maid for the West Wing of the Estate, she'd pass the message along. |
| Angela B (Angel22) | Monday, June 12, 2000 - 04:56 pm
Speaking of handeling all those debt collectors via mail...that is the only way I will talk to them. For some reason I write better then I speak--I guess I don't think quick on my feet, but I can write one mean letter! The debt collectors always seem to know what to say to get me upset and flustered. I think they bank on that for a lot of people. That's probably why they don't want to converse in writing. Plus if it's in writing then they can't lie!
Any, I was wondering...I sent a certified/returned receipt letter to one of those scuzzy debt collectors and they signed the return postcard where they were supposed to but neglected to fill in their name. And the signature is just a squiggly line (it looks like I did it) but it does have all the post office date stamps and such. Should I complain to the post office--maybe they can give me a letter or something that shows that they keep a record of such thing--or is what I have enough? I am worried that they are going to try to sue me and I want to be able to show the judge that I was just trying to verify the debt--if i know these people, they will try to deny that they received the letter. Please let me know what you think. |
| Christine Baker (Admin) | Monday, June 12, 2000 - 08:57 pm
Morgan, I really needed a laugh, it's been too long!
Angela, I have had so many problems with certified mail, I only use it when the recipient has no fax.
With Jfax.com you can fax right from the computer, and you get the receipt E-mailed to you (or the failure notice if there was a problem.)
I think it's much better proof than certified mail, because you could
a) could have sent an empty envelope or
b) the creditor could claim you sent an empty envelope.
And of course there are the other problems as you experienced, misdelivered, NOT delivered, delivered without any sig, whatever. The postal service truly sucks!
If you want to make double sure that a fax was received, you can make an immediate follow up call to verify receipt of the fax and write the time and name of that person on your printout. |
