     paul emge (Paule) | Sunday, July 09, 2000 - 12:17 pm 
When you refinance a car loan through the same company (gmac). Are they considered two seperate accounts? My situation is this:
Financed car for 16k from gmac 05/91
Chapter 7 06/94, reafirmed car from gmac
Refinanced balance of 1k from gmac 1/96
Transunion is showing refinanced account number, but with original 16k as most owed, and open date of 05/91 , closed date of 1/97(when i paid off the refinanced loan), also terms show for refinanced amount.
Experian , is showing both accounts , however they use the 16k as high balance, 05/91 as date opened and 1/97 as date closed for both. Only difference is length of terms and original loans shows included in bankruptcy/paid.
There is adverse information with both accounts, also the account numbers for both have the same last 5 digits (original contract number).
I plan to dispute it, but wanted some opinions on chances of getting them removed |
