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Reading my credit report...

BayHouse Credit Forum: 10/1999 to 01/2001: Credit Reporting, FICO Credit Scoring, Disputes, Collections, Charge-offs, Bankruptcy, CCCS: Reading my credit report...
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David Temkin (Dtemkin)

Tuesday, July 11, 2000 - 07:30 am Click here to edit this post
When I file bkrpcy, all of the discharged accounts will show R9, correct? What exactly does R9 translate to?

Thanks,

-Dave

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Christine Baker (Admin)

Tuesday, July 11, 2000 - 08:52 pm Click here to edit this post
R9 is the worst credit rating. Make sure those accounts are reported CORRECTLY.

See my posting on (re)establishing credit in "Links ..."

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paule (Paule)

Friday, July 14, 2000 - 06:03 am Click here to edit this post
I have a question, on my experian credit report, it lists the current status of some of my accounts
as
WAGER
and included in bankruptcy.
What does the WAGER mean?

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Shylock (Shylock)

Friday, July 14, 2000 - 03:21 pm Click here to edit this post
WAGER normally refers to paying under a wage-earner's program, such as the programs offered through CCCS. This is equivalent to Equifax and Trans Union's R7 notation.

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John Shimmer (Jshimmer)

Tuesday, July 18, 2000 - 07:23 am Click here to edit this post
'Wage Earner Plan' does not have anything to do with any CCCS. 'Wage Earner Plan' usually indicates that the person filed a Chapter 13 BK (monthly payments over time, of which creditors receive SOME of their money).

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paule (Paule)

Tuesday, July 18, 2000 - 03:12 pm Click here to edit this post
The exact terminalogy was
WAGER
PL/BKRUPTCY

And all it meant was that it was written off at the time of the bankruptcy. Had nothing to with monthly payments. It was a chapter 7

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John Shimmer (Jshimmer)

Friday, July 21, 2000 - 07:00 am Click here to edit this post
I thought he was referring to the actual BK entry in the public records section. My bad ... :)

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veronica velasquez (Veronicav)

Thursday, August 24, 2000 - 07:09 am Click here to edit this post
How does the beacon score work?


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