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FCNB = BLECH.

BayHouse Credit Forum: 10/1999 to 01/2001: Credit Reporting, FICO Credit Scoring, Disputes, Collections, Charge-offs, Bankruptcy, CCCS: FCNB = BLECH.
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David Temkin (Dtemkin)

Monday, October 23, 2000 - 05:54 am Click here to edit this post
Ok, so I thought this was going to turn out good.

FCNB transposed two digits in my account number, causing their Western Union of $200 from my bank account to fail.

Instead of offering up an apology ( I called them as soon as I noticed the error on the Western Union notification ), they let me know when I called them today that "because of this, your application has been declined".

They're giving me the choice to re-apply, but that's just plain stupid. I'm offering to send them the money. I have no desire to get ding'ed for *another* inquiry.

Ugh.

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David Temkin (Dtemkin)

Monday, October 23, 2000 - 06:03 am Click here to edit this post
Correction.

The supervisor (the first level is outsourced), offered to re-do just the draft portion. Hopefully it will all go through without a problem.

I'll keep ya'll updated.

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Christine Baker (Admin)

Monday, October 23, 2000 - 07:38 pm Click here to edit this post
Without going into details, I just want to say that you should ALWAYS request a supervisor at FCNB. Even they often give out incorrect info.

I don't think ANYONE there knows how payments are applied. If you could live without their account (doesn't apply to Dave yet) and you've had their card for a while, the request to close it will do wonders.

If you have a legitimate complaint, they'll issue credits, reduce interest rates, apply your deposit to your balance ... very much unlike Sears.


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