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Re-dating a loan
BayHouse Credit Forum: 10/1999 to 01/2001: Credit Reporting, FICO Credit Scoring, Disputes, Collections, Charge-offs, Bankruptcy, CCCS: CATEGORY: Credit Disputes - Bankruptcy - Establish new credit: Re-dating a loan
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Lyle Benson

Thursday, January 06, 2000 - 06:28 am Click here to edit this post
One of your previous posts mentioned re-dating a loan. Could you provide me with more information about this processs. Specifically:

1. What does it mean to re-date.
2. When should it be used.
3. Can it be used for credit cards.
4. What is the likelihood of success.
5. Will it boost a credit score

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Kristy Welsh - creditinfocenter.com

Thursday, January 06, 2000 - 05:19 pm Click here to edit this post
Actually, I think (correct me if I'm wrong) that the posts were unhappy about the "re-dating" of a loan since it can erroneously restart the clock on how long a negative item stays on your credit report. This is not a favorable occurance, and necessitates correction of the listing by the consumer, nothing short of a pain.

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