| | Subtopic | Msgs | Last Updated |
 | Bankruptcy 7 or 10 years | 5 | 07/30 01:07am |
| Auhtorized User Status | 6 | 04/13 02:30pm |
| Bankruptcy and Credit | 29 | 12/07 02:10pm |
| AMEX & Bankruptcy | 3 | 07/19 01:38pm |
| All opinions welcome on bankruptcy decision | 45 | 07/11 01:21pm |
| Getting the cra straightened out | 26 | 03/15 05:08pm |
| Once Charge-Off is paid, they can no longer report the account as R9? | 2 | 11/10 06:44am |
| What to do??? | 4 | 06/18 01:49pm |
| Bankrupptcy and cosigners | 1 | 06/18 09:01am |
| Dunning for old Debt ? | 7 | 05/21 02:53pm |
| Obtaining your credit report | 2 | 03/25 07:11am |
| 800 # to experian | 2 | 02/24 03:58pm |
| REMOVING A BANKRUPTCY | 1 | 02/20 03:05pm |
| Questions about credit report | 6 | 12/01 08:32am |
| When must an old line fall off credit report? | 8 | 12/01 04:56pm |
| When do installment loans quit counting? | 3 | 11/04 09:06am |
| How long does GOOD credit stay on you cr file? | 4 | 11/23 03:19pm |
| Can creditors do this? (leave detailed msg on answering machine) | 7 | 11/15 08:58pm |
| COMPANIES NOT REPORTING POSITIVE CREDIT INFORMATION | 5 | 11/12 10:58am |
| POSITIVE AND NEGATIVE CREDIT INFORMATION | 10 | 12/18 04:17am |
| Suppressed information | 6 | 11/22 10:24am |
| I fibbed about my income: does that effect bankruptcy | 7 | 11/11 07:37pm |
| 2nd mortgage chargeoff | 6 | 11/26 07:40am |
| FIRST AMERICAN CREDCO OF POWAY, CA | 5 | 11/29 09:55am |
| Collection Agency Garnishing Wages? | 7 | 01/04 12:44pm |
| Charge off keeps showing up after 7 years | 4 | 01/06 09:04pm |
| Trying to clear up Car Repo, chargeoff, collections, etc | 8 | 12/30 05:24am |
| Wife's bankruptcy showing on my report (auth user) | 10 | 01/01 06:07am |
| Help with Ford Motor Credit | 3 | 12/30 03:45am |
| How do CRA verify | 6 | 01/01 06:12am |
| Reposting of deleting items | 8 | 01/06 09:25pm |
| Settlement advice | 3 | 12/27 11:07am |
| Vanishing Creditors | 4 | 12/21 03:49pm |
| I sued Equifax and won. | 11 | 12/25 07:03pm |
| After the Chargeoff... | 20 | 01/06 05:15pm |
| Statute of limitations on a judgement | 8 | 12/16 04:13am |
| Owe Charge-off - How to Handle? | 6 | 12/11 06:21am |
| Duplicate accts with Eqifax | 2 | 12/09 04:34am |
| Paid tax liens and credit reports | 14 | 02/05 06:28pm |
| 7 Years from which date? | 7 | 12/20 03:57pm |
| Providian Reports my Unsecured Card as Secured! | 2 | 12/03 05:35am |
| Repo Be Gone | 2 | 12/01 06:30am |
| Credit Repair questions | 19 | 02/20 02:38pm |
| Bankruptcy and Charge-Offs | 11 | 12/19 02:03am |
| Trouble with my wifes ex-roommate and AMEX card | 3 | 11/26 10:13am |
| What are the steps for getting a deletion letter | 11 | 01/11 05:16am |
| FCRA and Small Business Debt Collections | 3 | 02/13 05:41pm |
| Sharing of info among Bureaus | 4 | 02/07 05:56am |
| New Bankruptcy Law | 7 | 02/07 09:24am |
| Consumer Credit Counseling | 3 | 02/05 12:32pm |
| Credit Report Errors | 3 | 02/05 10:18am |
| Collector Threatening To Send A 1099 To IRS Unless Debt Fully Paid | 28 | 02/04 09:38am |
| Why Do Credit Unions Insist On Re-Affirming Cross-Collateralizations? | 5 | 02/04 08:19am |
| Wrong personal information | 2 | 01/30 08:56am |
| Collections and Mortgage | 7 | 01/31 05:17pm |
| I consolidated a loans can original debtor still report | 2 | 01/26 01:32pm |
| Account Settlement | 2 | 01/27 04:54am |
| Is it best to always ask for deletion when settling? | 4 | 02/16 10:03pm |
| Getting "frivolous" label | 5 | 01/26 06:30pm |
| Settlement Offer | 16 | 01/26 01:56pm |
| Original creditor selling the debt instead of assigning it? | 9 | 01/21 12:31pm |
| Bankruptcy or CCS? | 32 | 01/30 04:03pm |
| 8 year old bill | 5 | 01/21 11:11pm |
| Collection Agency Redating Debts | 3 | 01/19 06:04am |
| Rehabilitation of Student Loan - Long | 4 | 01/19 08:48am |
| How to offer agreement to Original Creditor | 3 | 01/20 07:21am |
| Special Rule for Credit Card Purchases? (Dispute with Walmart over defective merchandise) | 3 | 01/19 09:10am |
| Double reporting | 2 | 01/19 09:24am |
| Possibility of discharging student loans | 4 | 01/13 03:19pm |
| Discover----I did | 7 | 01/19 10:41am |
| When should this be removed from my credit report? | 6 | 01/13 03:19pm |
| Whats the best solution? (Pay off charge-offs?) | 12 | 01/13 08:32pm |
| College Mistakes (turned down for new car loan) | 3 | 01/09 03:13pm |
| Can a collection agency place a garnisment on my paycheck. | 15 | 01/24 06:20am |
| Re-dating a loan | 2 | 01/06 05:19pm |
| Unique Question about Collection Agencies | 3 | 12/30 03:38pm |
| Rebuilding Credit | 3 | 12/01 06:46am |
| What can I do to clear up my credit on my own? | 3 | 11/30 02:44am |
| Did not receive update-- Bogus | 2 | 02/17 06:00pm |
| I recieved a dunning letter for a debt I don't owe... | 6 | 02/09 11:59am |
| Fighting Experian (accounts included in bk not reported correctly) | 3 | 02/05 10:14pm |
| Can I sue a creditor in small claims court? | 4 | 02/02 12:01pm |
| Hundred Word Comment | 5 | 02/07 11:09am |
| Supplemental Reporting to CRA (adding private party loans?) | 9 | 02/04 10:34am |
| Using Credit Bureau Report "A" to fix "B" and "C" | 16 | 02/20 08:20pm |
| Unpaid credit card debt (does debtor have to be served?) | 18 | 04/23 11:29am |
| What should I do know!! They're stalling | 2 | 01/20 05:48am |
| Suit after SOL??? | 2 | 04/02 04:14pm |
| Another question about seven years and other concerns | 3 | 04/01 04:08am |
| Credit Report Missing Information | 19 | 04/02 04:43pm |
| How to Get Credit After Bankruptcy Seminar | 7 | 04/02 12:52pm |
| Citibank Offers Credit Card after Chapter 7 Bankruptcy if I pay off Old Card | 23 | 04/03 04:58pm |
| Restarting Credit with Citibank for a Gold Card | 6 | 03/31 01:12pm |
| Dispute Letters | 4 | 04/06 03:03pm |
| BK - what do I do? | 3 | 03/29 06:59am |
| Statute of limitations | 8 | 04/12 12:16pm |
| In search of good unsecured/no deposit credit card | 2 | 03/25 03:19am |
| Chapter 7 Bankruptcy...My story. | 12 | 03/29 11:33am |
| Anyone know of a lawyer that can write me a letter | 5 | 04/01 10:23am |
| State Tax Lien - they agreed to delete it but haven't | 8 | 03/21 06:23am |
| Experian Disputes-Neverending-Help | 7 | 03/19 10:22am |
| Does Experian actually verify items disputed. | 63 | 03/29 10:09am |
| Reinsertion of accurate, positive information? | 3 | 03/14 07:26am |
| What do I do when Coll Agency writes after Cease letter | 12 | 03/22 07:12am |
| IRS Time Again | 6 | 03/13 09:55am |
| US Bankruptcy court, and state BK laws | 6 | 03/10 05:04pm |
| Help: Solving Unpaid Judgement | 2 | 03/07 04:48pm |
| Cease Communication Notice as it relates to bankruptcy | 3 | 03/08 05:10pm |
| Be Careful When Disputes Go To Court | 6 | 03/09 04:19am |
| Question on LAWSUITS against Creditors | 7 | 03/11 09:49am |
| Chp 13 BK dismissed | 4 | 03/07 05:18am |
| Credit report indicates workman's comp claim. Can they do that. | 4 | 03/19 08:39am |
| Account Settlement Offer | 17 | 03/10 12:26pm |
| Defaulted student loan on credit report | 5 | 03/07 09:45am |
| Collection Company Admits They Made A Mistake! Can I Sue? | 1 | 03/05 12:22pm |
| How can i rebuild my credit again after 7 years | 14 | 03/15 08:23pm |
| Speaking of 7 years from last activity | 15 | 03/08 08:57am |
| Trans Union is Incompetent | 3 | 03/07 03:53am |
| 7 years from date of last activity? | 19 | 03/07 06:16pm |
| Bad credit and worthless lawyers | 17 | 03/16 05:57am |
| Deleting Tradelines | 2 | 02/24 11:35am |
| I'm at my wit's end with Experian! | 3 | 02/23 01:25pm |
| Worst Credit And Financial Problems In History? | 19 | 02/26 07:12am |
| Debt consolidation | 2 | 02/21 05:39pm |
| Co-signed car loan to cheating partner | 8 | 02/21 02:33pm |
| Notice of Default and Foreclosure on Credit Reports | 1 | 02/20 02:07pm |
| Can you withdraw a bankruptcy filing? | 7 | 02/21 06:24pm |
| Have been served a summons. Is it too late to offer a settlement? | 12 | 02/22 08:04pm |
| Need some help, charge off and dispute questions. | 1 | 02/18 12:46pm |
| Bankruptcy, Judgments, Liens, Collections and Charge-Offs may be reported FOREVER | 4 | 03/07 02:07pm |
| Statute of limitations - Barry, Christine, or anyone else! | 4 | 02/17 06:35am |
| Need advise on bk or "do nothing" approach..Please. | 32 | 02/22 06:45am |
| How Does the SEC View Debt As Opposed To Bankruptcy? | 4 | 02/16 02:27pm |
| Bankruptcy Question (Creditors trying to re-affirm) | 9 | 02/14 07:30pm |
| Confused about the 1099? (issued for charged off debts) | 18 | 02/13 04:54pm |
| Post-Bnk Car Loans | 4 | 12/29 07:30am |
| What EXACTLY is a revolving account? | 12 | 12/27 06:36pm |
| Preventing Collection Agents from Contacting Me and/or My Family | 14 | 12/18 10:39am |
| Here's what Debt Collectors do when they get caught screwing consumers: | 3 | 12/16 09:58am |
| Types of Inquiries | 5 | 12/16 06:48am |
| SOL | 1 | 12/14 12:21pm |
| The debt that won't go away | 3 | 12/14 12:01pm |
| Charge offs | 2 | 12/14 11:55am |
| Sears Card Dispute | 8 | 12/14 06:30am |
| Investigating Unauthorized Inquiries | 22 | 12/08 08:38am |
| Inconsistent CRA practices?? | 1 | 12/07 07:30pm |
| Credit Card Stolen by childs mother | 4 | 12/05 11:01am |
| Experian Help? | 6 | 12/04 01:01am |
| Collections due to Roommates | 3 | 12/03 08:30am |
| Trying to understand my report. | 5 | 12/03 07:16am |
| Experian Intransigence | 5 | 12/01 07:15am |
| Robinson's-May Collections: Brave or Just Stupid? | 1 | 12/01 07:09am |
| Will I get arrestet at airport and be asked to pay in full if I have a charge-off account? | 4 | 11/30 05:39pm |
| HELP! Collection Agency Update HELP! | 12 | 11/29 02:52pm |
| What date is the 7 yr clock based on | 7 | 11/28 08:27pm |
| SOL and Credit Report | 5 | 11/28 06:06am |
| Credit Report Charge-off 7-year clock | 8 | 11/28 05:52am |
| Notice of Appearance And Request For Service Of Notice By Creditor | 3 | 11/27 09:57am |
| "closed by grantor" | 1 | 11/26 07:35pm |
| Citibank and Experian not reporting limits?? | 11 | 11/23 04:53am |
| Credit Header Information | 2 | 11/22 12:34pm |
| Prove it or remove it letter | 2 | 11/21 11:08am |
| An Amusing Story...Internal Collectors and the People that Hate Them(might be long) | 4 | 11/17 06:52am |
| Auto loan suggestions for those just out of ch7? | 7 | 11/15 09:59am |
| Negotiations | 5 | 11/15 05:43am |
| Discover Charge-Off Paid Off | 23 | 11/12 05:02pm |
| HELP! Collection Agency BS ! HELP! | 6 | 11/09 06:18am |
| Another bad collection agency | 6 | 11/08 05:53am |
| Very bad collection agencies | 10 | 11/06 09:46am |
| Paid Debt, do I owe Collection Agency for real? | 3 | 11/02 09:48am |
| How do disputes report? | 23 | 11/02 05:49am |
| Reformation of Credit Report | 6 | 10/31 11:45am |
| Need a car loan | 21 | 10/31 10:16am |
| How to deal with Charge Offs??????? | 11 | 10/30 05:22am |
| Debt Settlement question | 15 | 10/26 05:50am |
| Hospital debt collection question.. | 13 | 10/26 05:27am |
| Requirements for Collections/ Chargeoff Settlement Letters | 2 | 10/26 04:58am |
| Date of Last Activity | 10 | 10/24 06:39pm |
| Is it legal for a collection agency to require the SOCIAL SECURITY NUMBER to discuss an account? | 16 | 10/24 04:05pm |
| Will a judgement automatically appear on my report? How is it reported? | 13 | 10/23 07:29pm |
| Duplicate accts on credit report, Pls help! | 7 | 10/13 04:53pm |
| Credit reporting limited by STATE law to 5 years in NY? | 14 | 10/12 07:31am |
| Bankruptcy reform - what about corporate bankruptcies and bailouts? | 4 | 10/10 08:22pm |
| VISA Int'l Tracks Bankruptcies | 2 | 10/10 04:44pm |
| Disputing job listing/addresses? | 3 | 10/05 08:48pm |
| Keeping up to date until discharge? | 6 | 10/04 08:21am |
| California statute of limitations | 2 | 10/03 09:30pm |
| Leaving an account out of chap7 bkrpcy? | 14 | 09/21 05:14pm |
| TransUnion Won't Seem to Investigate a Disputed Item | 2 | 09/16 08:00am |
| BK removal | 5 | 09/16 04:39pm |
| Capital One - CHARGEOFF | 16 | 09/17 12:34am |
| My Father's card is showing up on my report | 3 | 09/25 02:50pm |
| Help-I have a black mark I paid still on my record-they say I didn't pay | 3 | 09/24 12:50pm |
| Help! Experian and GMAC | 20 | 09/27 06:55am |
| Qualifications for Collection Agents | 2 | 09/25 07:32pm |
| Tax Liens | 2 | 09/24 12:53pm |
| Credit Union willing to do business after ch7? | 7 | 09/22 11:14am |
| Medical Bills | 27 | 09/21 03:34pm |
| FYI: MBNA Reaff | 1 | 09/21 10:24am |
| Surrendering a car in ch7? | 13 | 09/18 01:55pm |
| Can I do chap7 myself? | 10 | 09/18 01:36pm |
| BK / Foreclosure - - Double Whamy? (MORTGAGE discharged in Ch. 7 in West Virginia?) | 9 | 09/18 12:08am |
| Debt negotiations | 6 | 09/14 09:07am |
| PAID CHARGEOFF -- ANY HOPE OF REMOVAL? | 7 | 09/13 06:30pm |
| Paranoid about incorrect info | 3 | 09/12 08:12am |
| Do accounts age on a report? | 11 | 09/10 06:39pm |
| Including family debts in chapter 7? | 4 | 09/09 10:48pm |
| Judgement | 2 | 09/09 05:00am |
| Experian Shennanigans!!! | 7 | 09/06 07:58pm |
| Incorrect public records | 2 | 09/06 07:30pm |
| Disputing Inquiries | 12 | 09/03 07:09pm |
| Capital One Charge Off | 17 | 09/01 03:34pm |
| HFC/Beneficial will they negotiate ? | 1 | 08/31 04:50pm |
| Bankruptcy, sol and other matters: | 8 | 08/26 04:01am |
| WOULD LIKE ADVICE ON CHARGEOFF | 2 | 08/24 05:50pm |
| Getting a debt ON your credit report | 2 | 08/24 02:24pm |
| 14 Year Old "Charge Off" | 4 | 08/23 04:28pm |
| Dispute semi-legitmate things on credit reports? | 3 | 08/21 04:40pm |
| Limit/Balance and Student Loans | 2 | 08/18 10:05am |
| Can they do this?!?! RE: Judgement without notification | 5 | 08/17 06:54am |
| Pursuing the credit verifier | 19 | 08/17 06:07am |
| Updated: Can they do that?!?! Judgement... | 1 | 08/16 02:31pm |
| HELP!!!! WANT TO SETTLE CREDIT CARD ACCTS | 2 | 08/16 01:33pm |
| Sears problems | 2 | 08/15 04:41pm |
| Help! question about sol and payment arrangements | 3 | 08/14 05:53am |
| EXPERIAN | 2 | 08/12 01:59pm |
| Our friend, the phone company...How to reopen a phone acct. with a CH 7 discharge against them... | 3 | 08/11 07:11am |
| Darn Collection Agencies!!! | 2 | 08/10 05:03pm |
| Experian says they need a more specific reason for reinvestigation | 4 | 08/06 03:07am |
| Sue the CRAs for reinserting previously disputed account? | 24 | 07/29 02:50am |
| COLLECTION AGENCY or ORIGINAL CREDITOR | 1 | 07/28 08:48am |
| Problems closing a credit card | 6 | 07/28 06:59am |
| Filing for bankruptcy and should I reaffirm one credit card to reestablish credit? | 22 | 07/27 07:51pm |
| A question sbout SOLs | 3 | 07/26 07:52pm |
| LATE PAYMENTS | 5 | 07/26 03:37am |
| I've got Bankruptcy Protection, Can they do that?????? | 8 | 07/18 07:58am |
| Basic dispute questions | 9 | 07/14 06:45pm |
| Derogetory Credit! HELP | 2 | 07/13 02:05pm |
| When is 25 months not 25 months? | 6 | 07/12 04:07pm |
| Dispute verification | 3 | 07/12 09:10am |
| Is bankruptcy right for me? | 14 | 07/11 03:15pm |
| Federal Tax Liens | 8 | 07/04 01:16pm |
| Late postings for Mortgage? | 5 | 06/30 10:39am |
| Car Loan Late Payments | 2 | 06/27 08:49pm |
| Statute of Limitations in NYS | 14 | 06/27 03:02am |
