     Jim | Sunday, January 09, 2000 - 07:01 pm 
I have a loan the went to collections. It was opened in 1991 and I'm not sure when it was sent to collections, it doesn't say on my credit report. They are showing that I still owe $3802. on it. I do not. The next entry on my credit report is from the collection agency that they sent it to. They have an open date of 2/94. They show it as a paid charge off. Should both of these be on my report?
Jim |
| Kristi Feathers-Carreon & Associates | Monday, January 10, 2000 - 02:51 pm
Jim-
challenge both entries to the credit bureau reporting it. A generalized challenge should get the ball rolling. Send a letter certified (or call if you wish) and tell the bureaus that balance is incorrect, last activity not listed and lender + agency are reporting same debt. |
| Daniel T. Brown | Wednesday, January 12, 2000 - 01:45 pm
The IRS issued a judgement against me and filed the judgement in two different counties in different states. The judgement was later released and releases were filed in both places. Since the two counties each issued a public record file number, and since of course they are different numbers, all efforts to convince the credit reporting agencies that listing both files is a duplication have failed. Consequently everyone who reviews my report concludes that there were two IRS judgements files against me when there was actually one. Is there any way in the world to correct this? |
| Anonymous | Wednesday, January 12, 2000 - 06:46 pm
Have an Attorney send a letter to the credit bureaus for about 100.00. However, since each time you move tax liens are filed in the current county your only resort may be to insert a consumer statement that reads: Both tax liens are from same entry, only different county. It will remain as part of your permanent record. Also have you tried speaking with the bureaus by phone? or getting something from the courts showing the two were actually one? |
| don | Thursday, January 13, 2000 - 02:10 pm
I know that you have this problem, but it doesn't necessarily mean it has to stay that way. I had a judgement, filed with both the city and county, both had different case numbers, even the dates
were over a year apart. I was able to get that resolved.
How much documentation did you provide for the dollars involved, plus the creditors name? Work on proving duplication, and don't let it drop after one try |
| Christine Baker | Thursday, January 13, 2000 - 03:19 pm
More slave labor ... |
