     Sean (Sean) | Saturday, February 05, 2000 - 06:45 am 
I can't find it anymore but somewhere in here I posted I was going to write to Trans Union telling them to insert a comment along these lines:
"Despite my best efforts this report is still filled with inaccuracies. Fortunately both Experian and Equifax are more responsible and thorough in their checking and have accurate information. Accordingly I recommend any serious credit grantor consult one of those two credit reporting agencies."
They inserted the comment without editing of any kind. |
| kristy welsh - creditinfocenter.com | Monday, February 07, 2000 - 05:54 am
I recommend against putting in any comment, although you definitely are allowed to. Studies show it causes more damage than not. |
| Anonymous | Monday, February 07, 2000 - 05:58 am
how/why does a comment cause more damage? |
| kristy welsh - creditinfocenter.com | Monday, February 07, 2000 - 09:45 am
Apparently, even the best copy writer opens themselves up to a negative assessment by the creditor. You don't want to give a creditor a chance to misinterpret your "comments" as whining, as apparently many of them do. |
| Sean (Sean) | Monday, February 07, 2000 - 11:09 am
I assume that I will be judged solely on my score and that any comments included are never read.
Though I have heard stories of people who had their scores mangled because their credit profile had their profession listed as "train collector" and the parsing algorithm was picking up the "COLLECT" part and marking them down for it. |
