BayHouse
BayHouse Home BayHouse FAQ BayHouse Services

Forum   Topics   Tree View   Keyword Search
Credit Forum    CreditCourt Forum   2003 Credit Suit   CreditFactors   Order Credit Reports



How long does GOOD credit stay on you cr file?

BayHouse Credit Forum: 10/1999 to 01/2001: Credit Reporting, FICO Credit Scoring, Disputes, Collections, Charge-offs, Bankruptcy, CCCS: CATEGORY: Credit Disputes - Bankruptcy - Establish new credit: How long does GOOD credit stay on you cr file?
Top of pagePrevious messageNext messageBottom of pageLink to this message  

Anonymous

Sunday, November 21, 1999 - 07:48 pm Click here to edit this post
I guess this is an odd question, but back in 1987 I had 2 car loans they were both paid off. But due to life circumstances I also had some charged off's and collection items. In 1995 I got a copy of my credit report, the 2 loans showed up on there as been reported 36 times, DLA 2/90

The credit bureau aged the bad stuff off but the good stuff as well. These car loans were paid on time through out the course of 3+yrs which I think (correct me if I'm wrong) would look good on my credit report now if they were there.

Can I have them show up again? If so how?

Thanks.

Top of pagePrevious messageNext messageBottom of pageLink to this message  

Kristi Feathers-Carreon & Associates

Tuesday, November 23, 1999 - 11:40 am Click here to edit this post
Get a hold of the original lender and have them submit a universal data form to put your history back. Just don't do it if any of it was bad>
Kristi Feathers
Carreon & Associates

Top of pagePrevious messageNext messageBottom of pageLink to this message  

dm

Tuesday, November 23, 1999 - 02:12 pm Click here to edit this post
Thanks for your reply Kristi. But do you mean contact only the lenders with whom I had good credit with? I don't want the bad credit to come back.

Top of pagePrevious messageNext messageBottom of pageLink to this message  

Kristi Feathers-Carreon & Associates

Tuesday, November 23, 1999 - 03:19 pm Click here to edit this post
No, I mean if you think the payment history with that lender was 100% good and your sure of that, then request them to re-insert, by telling them it was accidentally deleted. However I have had clients say that and then when it is reported again, they forgot they had 30-60 or 90 days lates once or twice with that lender and now that is on the credit.

I just meant be sure you remember that you did have a good credit history before you request re-insersion.

Kristi Feathers


Add a Message


This is a private posting area. A valid username and password combination is required to post messages to this discussion.
Username:  
Password:



Topics     Tree View     Keyword Search     Program Credits   Administration

Credit Forum    CreditCourt Forum   2003 Credit Suit   CreditFactors   Order Credit Reports