     David Temkin (Dtemkin) | Tuesday, August 15, 2000 - 10:37 pm 
Today I received a letter from the Philadelphia Municipal Court, stating that my old landlord won a judgement against me for $2178.76. Mind you, this is WAY more than was owed, and on top of that, I still dispute the vaildity of the debt.
More importantly - I never received notification that this hearing was happening - on the 7th of August.
From the way the letter is addressed, it's addressed to the OLD place I used to live (their building!). They knew my forwarding address, and yet, on whatever papers they filed, they used an address that they knew was obviously not mine! Can they get away with this? I'm guessing the papers were served to the OLD address, and me, obviously not being there anymore didn't get it, but because the notice of judgement was mailed, I received it via mail forwarding.
HELP! HELP! I really don't want this ending up on my credit too! What can I do?!?!
-Dave |
| David Temkin (Dtemkin) | Tuesday, August 15, 2000 - 10:43 pm
Also, just to clarify: The amount that they got for the judgement was totally fradulent. They had already gotten $1630 of that from keeping my security deposit...
-Dave |
| Don Semler (Dsemler) | Wednesday, August 16, 2000 - 03:51 am
First thing you shoudl do is go to the court house and talk to a clerk and find out how the landlord got "a proof of service" for the judgement. Then find out how you can apeal the case. Also, most small claims cort have a legal service clinic run by law students that can help you with the apeal. You need to win the appeal or get the judgement tossed out. |
| David Temkin (Dtemkin) | Wednesday, August 16, 2000 - 05:39 am
Also, another quesiton - how long does it usually take for a judgement to appear on my credit report? Immediately? How does that work?
-Dave |
| David Temkin (Dtemkin) | Thursday, August 17, 2000 - 06:54 am
If the judgement is paid in full, can I take them to small claims court and sue to have the judgement removed from the record, and possibly some monetary damages? What kind of damages could I look for?
I recently had to finance a new car at 15% instead of 9%. I'm sure the judgement was one of the determining factors.
-Dave |
