Copyright 1995 - 2005
FICO Credit Scoring IS Fraud!
My clients' FICO Credit Scores changed by up to 24 points in only ONE day with NO changes on the reports.
What a difference a day makes
APPROVED today - DECLINED tomorrow!
The scanned Preliminary Residential Mortgage Credit Reports
On 8-3-97 I faxed the 8-1 report to my account rep Sheryl (Financial Datalink) asking:
"Can you tell us what changed on the CoBorrower's TRW to cause a 24 point FICO drop?"
As usually, I received no response.
If you need evidence that FICO Credit Scoring is a FRAUD for legal action, I'll be happy to supply the original reports. However, my clients must remain anonymous.
How did I get these reports and Fair Isaac credit scores on 3 consecutive days?
As always, I had ordered the preliminary RMCR with all three repositories. However, somebody or something at Financial Datalink screwed up, Equifax was missing. So I requested an updated report with Equifax. On 7-31 I got a new report, again missing Equifax. Finally on 8-1 I got the complete report including Equifax.
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